Health Savings Premium Plus Program - $159.95 per
year OR $15.95 per month
The Premium Plus program adds discounts with a large network of participating doctors, ancillary providers (labs, X-rays, MRIs and more), and hospitals.
Premium Plus a discount program, not insurance. It is not a replacement for health insurance, but can help provide some relief to offset the high cost of healthcare by helping members reduce out of pocket medical costs. Note that members are billed at the program’s discounted rates and are required to pay participating providers at the time of service.
The Premium Plus program might be best for members who have:
No health insurance.
Limited or inadequate health insurance coverage—large out of pocket expenses without access to a preferred provider network.
Family household members without access to the member’s insurance coverage.
Are temporarily without health insurance—students who can no longer get coverage under their parent’s, retirees not yet ready for Medicare (under age 65).
Health insurance coverage, but are looking for discounts for an uncovered or elective procedure.
Call 1-877-570-4845 and program representatives can help you in deciding whether this is the right program for you.
Special Feature
To help ensure members have a positive experience when using the physician and hospital discounts, a live program representative will pre-certify that a provider is in network and accepting new patients, confirm a provider is aware of how the program works, and verify the discount will be honored at the time of service. The representative will even schedule an appointment for the member.
Many other medical savings discount programs do not offer this special feature. With many other programs that provide physician discounts, the member doesn’t have a live operator to help ensure that the doctor is participating and understands how to process the discounts, or is aware of how the plan works, and will charge correctly. The live operator feature helps eliminate errors and confusion on either the member’s or the doctor’s part at the time of service.
This program is available for union members and their household members, including spouses, children, parents and extended family.
Click on the items below for details.
Premium Plus Program
$159.95 per family
per year
OR
$15.95 per month
Members can access savings averaging 20% to 45% on medical services at over 1,500,000 provider locations nationwide. (Hospital discounts are not available in Maryland and West Virginia.)
Savings include:
Network Physicians
Ancillary Facilities
MRI Centers
Laboratories
Radiology
Urgent Care Clinics
Acute Care Hospitals
Home Health
Durable Medical Equipment
Chiropractors
Physical Therapy
Mental Health
Members can access savings averaging 20% to 45% at more than 500,000 physicians nationwide. Doctors in the network include general practitioners and pediatricians. There are participating physicians in just about every medical specialty, including:
Family Practice
Internal Medicine
Cardiology
Radiology
Neurology
Oncology
Orthopedic
OB/GYN
Allergy
Dermatology
Members can also access savings at participating providers of ancillary services--lab tests, imaging centers (X-rays, MRIs) and more.
Participating providers are screened by a team of professionals and must pass strict credentialing criteria prior to joining the network. This network is offered through PHCS the largest proprietary preferred provider network in the country.
Choose any provider from the list of over 1,500,000 doctors, hospitals, labs and other ancillary service providers.
Dental care discounts
Save 20% to 50% off the standard charges on services performed by over 54,000 participating dental providers. Savings cover comprehensive general and preventive dentistry including:
annual exams
cleanings
fillings, X-rays
root canals
extractions
crowns and bridges
and orthodontics (braces)
Union members also have access to specialists including oral surgeons, endodontists, periodontists, orthodontists and pediatric dentists. Choose any provider from the list of over 54,000 qualified dental professionals. Then make an appointment and show your Union Plus Health Savings card when you visit the dentist’s office and get instant savings with the program’s reduced fees.
Vision care discounts
Save 15% to 45% off the retail price of eyewear. Union members can enjoy substantial savings on exams, frames, glasses and contact lenses at more than 40,000 providers nationwide and independent optometrists. Significant savings are also available on costly vision-care items such as progressive lenses or contact lenses, as well as upgrades such as UV and scratch resistant coatings.
Prescription savings & convenience
Save an average of 20% off brand name drugs and 55% off generic drugs at more than 53,000 pharmacies nationwide including Rite Aid, Safeway and many more.* Or get even greater savings when you choose to have convenient, money-saving mail-order prescriptions delivered right to your door. (*Discounts available at participating pharmacies only.)
Union Plus Health Savings is a discount program, not insurance. Health Savings can sometimes help reduce out-of-pocket costs under some prescription programs, but it is not a replacement for a prescription drug insurance program. If you have questions about the new Medicare Part D prescription drug insurance program, you should contact www.medicare.gov or 1-800-MEDICARE (1-800-633-4227).
Foot & ankle care
With the Union Plus Health Savings program you can save 20% to 40% off the normal charges for foot and ankle care services and procedures performed by over 3,800 podiatrists nationwide. Typical services available include treatment for bunion removal, corns, calluses and heel spurs. The program also provides discounts of more than 50% orthotics.
Hearing care services
Save 30% on hearing evaluations and exams. Save 5% to 60% on all hearing aids provided by credentialed audiologists at more than 1,600 locations nationwide. Typical services include hearing tests and hearing aids.
Medical and diabetic supplies
By special arrangements with an established mail-order program, union members receive discounts of 20% to 40% off retail prices on disposable medical supplies, including disposable diabetic supplies such as needles, syringes, test strips and more. Members also receive discounts of 20% to 30% on durable medical supplies, including durable diabetic supplies and other durable medical equipment. Orders can be made via phone, fax or mail and are conveniently delivered to your door.
Nurse HelpLine & Health Library
Receive health care advice 24 hours a day, 7 days a week, by calling a toll free number staffed by trained nurses with extensive clinical backgrounds. Members also get access to a large library of pre-recorded health information topics, or members can request to have information mailed to them.
